A home warranty protection plan is a service of agreement that covers your household appliances and systems in case of breakdowns, thereby protecting your budget. A home warranty can reduce the anxiety and uncertainty that accompanies these events. A home warranty can help control the costs associated with homeownership. When a covered appliance or system breaks down, you will only be required pay a trade call feeto your service provider, which is a very small cost. Home warranties do not cover items that have been poorly mishandled.
In case of a system breakdown, you can open a claim by calling the customer support or maybe if your warranty company has an online website, report online. Once you do this, the home warranty company will send a technician to fix the issue. According to home warranty companies in Texas, this usually takes 48 hours, following the acceptance of your claim, to provide you with a service call. If this is an emergency, the service time may be much quicker. Most companies have round-the-clock customer service to process claims. Once the report is processed, contractor assistance will be scheduled as per your convenience.
The warranty covers only those systems and appliances specifically mentioned as covered in the contract and excludes all the others. The contract does not cover system or appliance failures that occur due negligence or due to lack of proper maintenance.
The advantages of having a home warranty
Most plans cover major appliances and systems like air conditioning, plumbing systems, laundry appliances, kitchen and electrical appliances. Some standard plans may also include appliances like plumbing stoppages, toilets, sump pump, smoke detectors, bathroom whirlpool, motor pump, re-circulating hot water pump, water heater, door bells ,door opener, ceiling fans, attic and exhaust fans, dishwasher, oven, cooktops, built-in microwave, instant hot water dispenser and trash compactor.