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7 Superb Useful Tips for Women to Save Money on Shopping

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I’m Ankita Kamat, a founder at Frugal Beat. I believe in women empowerment. Every young girl must learn about personal finance. Financial independence and financial knowledge play a very important role in women’s life. Usually, all most every woman has one common habit. Do you know what’s that? Yes, it’s shopping. I’m sure you also love shopping. After all, who does not like to buy a new dress, cosmetics, jewellery and much more? But if we girls spend more money shopping, we have to take a pause and think about our spending. I’m not against shopping but one must always think about saving also. If you spend more money on shopping, then it’s not good for your financial growth. I’m someone who is in the 20s, and I would like to share some shopping tips with you. These tips will be useful for you to save more money as a woman.

Do Women Really Spend More Money On Shopping?

Men spend money on things like gadgets, shoes, sports car etc. Whereas women spend more money on things like clothes, chocolates, cosmetics and much more. Females have more peer pressure which is the main cause of spending more money. According to some stats, when females reach teenage, they start to spend more money. That is, at the age of 13 or 14, females start to spend more money.

How Can Women Save More Money On Shopping? 

Actually some young women in the early 20s think that saving money is very difficult and boring. But saving money will help you to achieve your all financial goals. Inculcating saving habit in the early stage will help you in your 30s, 40s and so on. To save more money you don’t need to take any stress. No need to compromise important things in your life. You simply need to understand the concept of frugality. Be more frugal in your life and start to save money as a woman. ANKITA KAMAT- Founder at Frugal Beat

7 Superb Useful Tips for Women to Save Money on Shopping

Analyse your spending habits and take simple steps to save money. By giving little attention to your spending habits on a daily basis will help you to save money. Let me elaborate on a few points which will help you to save money on shopping as a woman.

1.     Don’t compete with your women gang
2.     Follow the rule ‘No cash, no spending’
3.     Shopping is not a relaxing therapy
4.     Avoid swiping cards
5.     Differentiate between need and greed
6.     Don’t buy new clothes on every occasion
7.     Adapt thrifty living as a woman

1. Don’t Compete With Your Women Gang As a young woman, I can understand that how much peer pressure we have in our female world. But you must remember that your life, your lifestyle is different from other women. We all are unique. You don’t need to compete with another woman. I’ve seen many women who spend more money just to show off in front of their relatives and friends. This is not the right mindset. This type of mindset will not help you to grow financially. So, never buy costly and unnecessary things to compete with others.

2. Follow The Rule: ‘No Cash, No Spending’

When you have hard cash in your bag, you feel like spending it on shopping. So while roaming with your friends or while going out, don’t take a lot of hard cash with you. This is a simple rule ‘no cash, no spending’. This simple rule will help you to save you more money as a woman.

3. Shopping Is Not A Relaxing Therapy

Most of the women think that shopping is a relaxing therapy. But in reality, it’s a myth. If at all you want to relax, then follow your hobbies like singing, drawing, cooking and much more. If you treat shopping as your relaxing therapy, then you are going to get addicted to shopping. If this continues, in the near future you will have more financial stress in your life. So be sensible enough to handle your money well.

4. Avoid Swiping Cards

Nowadays, cards are trending. Most of you may be using credit cards or debit cards. But every time, one must be aware of your spending. Most women never think much while using credit cards. This ignorance will ruin your financial growth. So always give attention to your swiping cards. Keep track of your payments. If you ask me about how to save money, then I firmly say you to avoid using more cards. While doing shopping with cards, you don’t even bother about your bank balance! This is not at all good. So, take simple and practical steps to save money on shopping.

5. Differentiate Between Need And Greed

Whenever I get the impulse to buy anything, first I analyse whether it’s my need or greed. Most of the time women get distracted and buy unnecessary things. So, you must analyse your buying behaviour. There is one more practical tip is- always look for alternative options before immediately spending money on shopping. For example, if you want to buy books, then you can think about making a library card instead of buying new books.

6. Don’t Buy New Clothes On Every Occasion

Women always like grooming. And on every small occasion, women buy new clothes and new accessories. But you have to really ask yourself whether do you really need all this? I think you don’t need everything new on all occasions. You should learn minimalism in life. Just buying more things and decorating your cupboard is not at all a good idea. So try to follow simplicity in your life.

7. Adapt thrifty living as a woman

Do you know, once you adapt frugality in life, you will reach a better financial place in the near future. By adopting simple steps you can live frugally and save money. Frugal living is not that difficult. Every woman can learn to be frugal in day-to-day life. Each woman must be aware of finance. So learn to handle your money well. If you are thinking about how to save money on shopping then already you have taken the first step. Now daily implement practical ways to save more money.

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An ambassador and trained facilitator under Eco Femme (a social enterprise working towards menstrual health in south India), Sanjina is also an active member of the MHM Collective- India and Menstrual Health Alliance- India. She has conducted Menstrual Health sessions in multiple government schools adopted by Rotary District 3240 as part of their WinS project in rural Bengal. She has also delivered training of trainers on SRHR, gender, sexuality and Menstruation for Tomorrow’s Foundation, Vikramshila Education Resource Society, Nirdhan trust and Micro Finance, Tollygunj Women In Need, Paint It Red in Kolkata.

Now as an MH Fellow with YKA, she’s expanding her impressive scope of work further by launching a campaign to facilitate the process of ensuring better menstrual health and SRH services for women residing in correctional homes in West Bengal. The campaign will entail an independent study to take stalk of the present conditions of MHM in correctional homes across the state and use its findings to build public support and political will to take the necessary action.

Saurabh has been associated with YKA as a user and has consistently been writing on the issue MHM and its intersectionality with other issues in the society. Now as an MHM Fellow with YKA, he’s launched the Right to Period campaign, which aims to ensure proper execution of MHM guidelines in Delhi’s schools.

The long-term aim of the campaign is to develop an open culture where menstruation is not treated as a taboo. The campaign also seeks to hold the schools accountable for their responsibilities as an important component in the implementation of MHM policies by making adequate sanitation infrastructure and knowledge of MHM available in school premises.

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Harshita is a psychologist and works to support people with mental health issues, particularly adolescents who are survivors of violence. Associated with the Azadi Foundation in UP, Harshita became an MHM Fellow with YKA, with the aim of promoting better menstrual health.

Her campaign #MeriMarzi aims to promote menstrual health and wellness, hygiene and facilities for female sex workers in UP. She says, “Knowledge about natural body processes is a very basic human right. And for individuals whose occupation is providing sexual services, it becomes even more important.”

Meri Marzi aims to ensure sensitised, non-discriminatory health workers for the needs of female sex workers in the Suraksha Clinics under the UPSACS (Uttar Pradesh State AIDS Control Society) program by creating more dialogues and garnering public support for the cause of sex workers’ menstrual rights. The campaign will also ensure interventions with sex workers to clear misconceptions around overall hygiene management to ensure that results flow both ways.

Read more about her campaign.

MH Fellow Sabna comes with significant experience working with a range of development issues. A co-founder of Project Sakhi Saheli, which aims to combat period poverty and break menstrual taboos, Sabna has, in the past, worked on the issue of menstruation in urban slums of Delhi with women and adolescent girls. She and her team also released MenstraBook, with menstrastories and organised Menstra Tlk in the Delhi School of Social Work to create more conversations on menstruation.

With YKA MHM Fellow Vineet, Sabna launched Menstratalk, a campaign that aims to put an end to period poverty and smash menstrual taboos in society. As a start, the campaign aims to begin conversations on menstrual health with five hundred adolescents and youth in Delhi through offline platforms, and through this community mobilise support to create Period Friendly Institutions out of educational institutes in the city.

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A student from Delhi School of Social work, Vineet is a part of Project Sakhi Saheli, an initiative by the students of Delhi school of Social Work to create awareness on Menstrual Health and combat Period Poverty. Along with MHM Action Fellow Sabna, Vineet launched Menstratalk, a campaign that aims to put an end to period poverty and smash menstrual taboos in society.

As a start, the campaign aims to begin conversations on menstrual health with five hundred adolescents and youth in Delhi through offline platforms, and through this community mobilise support to create Period Friendly Institutions out of educational institutes in the city.

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A psychologist and co-founder of a mental health NGO called Customize Cognition, Ritika forayed into the space of menstrual health and hygiene, sexual and reproductive healthcare and rights and gender equality as an MHM Fellow with YKA. She says, “The experience of working on MHM/SRHR and gender equality has been an enriching and eye-opening experience. I have learned what’s beneath the surface of the issue, be it awareness, lack of resources or disregard for trans men, who also menstruate.”

The Transmen-ses campaign aims to tackle the issue of silence and disregard for trans men’s menstruation needs, by mobilising gender sensitive health professionals and gender neutral restrooms in Lucknow.

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A Computer Science engineer by education, Nitisha started her career in the corporate sector, before realising she wanted to work in the development and social justice space. Since then, she has worked with Teach For India and Care India and is from the founding batch of Indian School of Development Management (ISDM), a one of its kind organisation creating leaders for the development sector through its experiential learning post graduate program.

As a Youth Ki Awaaz Menstrual Health Fellow, Nitisha has started Let’s Talk Period, a campaign to mobilise young people to switch to sustainable period products. She says, “80 lakh women in Delhi use non-biodegradable sanitary products, generate 3000 tonnes of menstrual waste, that takes 500-800 years to decompose; which in turn contributes to the health issues of all menstruators, increased burden of waste management on the city and harmful living environment for all citizens.

Let’s Talk Period aims to change this by

Find out more about her campaign here.

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A former Assistant Secretary with the Ministry of Women and Child Development in West Bengal for three months, Lakshmi Bhavya has been championing the cause of menstrual hygiene in her district. By associating herself with the Lalana Campaign, a holistic menstrual hygiene awareness campaign which is conducted by the Anahat NGO, Lakshmi has been slowly breaking taboos when it comes to periods and menstrual hygiene.

A Gender Rights Activist working with the tribal and marginalized communities in india, Srilekha is a PhD scholar working on understanding body and sexuality among tribal girls, to fill the gaps in research around indigenous women and their stories. Srilekha has worked extensively at the grassroots level with community based organisations, through several advocacy initiatives around Gender, Mental Health, Menstrual Hygiene and Sexual and Reproductive Health Rights (SRHR) for the indigenous in Jharkhand, over the last 6 years.

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A Guwahati-based college student pursuing her Masters in Tata Institute of Social Sciences, Bidisha started the #BleedwithDignity campaign on the technology platform, demanding that the Government of Assam install
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